What Happens After Contract is Processed?

The Closing Process

LENDER

CLOSING AGENT

VERIFICATION OF EMPLOYMENT, ACCOUNTS, CREDIT REPORT AND APPRAISALS ORDERED

SIGNED CONTRACT IS FAXED TO TITLE AMERICA

ALL INFORMATION GATHERED FOR THE BORROWER AND SUBMITTED FOR LOAN APPROVAL

TITLE AMERICA EXECUTES THE TITLE SEARCH PROCESS

LOAN UNDERWRITING DEPARTMENT APPROVES OR DISAPPROVES OF THE LOAN

MORTGAGE AND LIEN PAYOFFS ARE ORDERED

OUTSTANDING CONDITIONS REQUESTED – CLOSING DATE CONFIRMED AND PACKAGE SENT TO CLOSING AGENT

TITLE COMMITMENT IS TYPED AND FAXED TO LENDER

AFTER THE APPRAISAL, THE LENDER NOTIFIES CLOSING AGENT OF FINAL LOAN APPROVAL

CLOSING PACKAGE IS RECEIVED AND HUD-1 SETTLEMENT STATEMENT PREPARED. AFTER HUD-1 APPROVAL IT IS RELEASED TO THE BUYERS AND SELLERS

DOCUMENTS SIGNED BY ALL PARTIES, ESCROW IS FUNDED AND DEEDS SENT TO RECORDING

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Lowest Closing Fees!

At Title America, we believe in transparency and affordability. Our commitment to you? Ensuring a seamless closing process without breaking the bank. With our competitive rates and dedication to keeping closing fees low, we prioritize your financial well-being while delivering top-notch service.

CONTACT US TODAY

904-262-6400
TEXT or CALL

About Title America. Title America dedicates itself to conducting prompt and thorough title searches while adhering to the highest industry standards.

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PROVIDING TITLES SERVICES TO:

Jacksonville, Jacksonville Beach, Neptune Beach, Atlantic Beach, Ponte Vedra Beach, Amelia Island, St. Augustine & all areas throughout Florida.

Business Hours
  • Monday-Friday: 9am to 5pm
  • Saturday: Closed
  • Sunday: Closed
TITLE AMERICA OFFICE
10448 Old St. Augustine Rd.
Jacksonville, FL 32257
PHONE or TEXT: 904-262-6400
FAX: 904-262-1101
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